You don’t pay your marginal tax rate on your entire income, thanks to deductions, exemptions, tax credits, and the way the tax brackets are structured. Your marginal tax bracket, or marginal tax rate, and the actual tax rate you pay on your income are usually two different numbers.

The 2019 U.S. tax brackets
There are seven U.S. tax brackets, ranging from 10% to 37%.
Households that earn higher incomes are in higher tax brackets.

Marginal Tax RateSingleMarried Filing JointlyHead of HouseholdMarried Filing Separately
10%$0-$9,700$0-$19,400$0-$13,850$0-$9,700
12%$9,701-$39,475$19,401-$78,950$13,851-$52,850$9,701-$39,475
22%$39,476-$84,200$78,951-$168,400$52,851-$84,200$39,476-$84,200
24%$84,201-$160,725$168,401-$321,450$84,201-$160,700$84,201-$160,725
32%$160,726-$204,100$321,451-$408,200$160,701-$204,100$160,726-$204,100
35%$204,101-$510,300$408,201-$612,350$204,101-$510,300$204,101-$306,175
37%Over $510,300Over $612,350Over $510,300Over $306,175

 

Effective tax rate:
Your effective tax rate is the total amount of federal income tax you pay, as a percentage of your total income.